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Sticking to a budget can be difficult, but keeping track of monthly expenses in a spreadsheet or template can be helpful.
Here are four resources that you can use now.
Manage your budget with NerdWallet
NerdWallet offers a free application that allows you to track your money, find new ways to save money, and even increase your credit rating. In order to remain impartial, we have decided not to include ourselves in the list below, but we believe that you will still like us.
Worksheet for the Budget of the Federal Trade Commission
How it works: The Federal Trade Commission provides a website where consumers can be taught about money. First, read the “Create Budget” worksheet. Download the PDF and fill in the fields to see if you can earn more than you spend or spend more than you produce.
What We Like: Numbers and formulas can be deadly, but this worksheet is the furthest from intimidation. This is a good starting point if you have never set a budget. Find out how you can save money after determining where the money went.
Where to Buy: Download PDF from Consumer.gov.
Microsoft Office template
How It Works: Managing a table requires discipline, and creating a table from scratch takes time. Save yourself the tedious task of arranging rows, columns, and formulas using an Excel template that was previously created in Office. Templates include personal money tracking programs, family budget planners, and event budgets.
What we like: There are templates for almost every budget situation, from simple to complex. Access the Excel application for free with Office Online and collaborate with other users in the same document at the same time.
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